What We Do

UmbrellEssentials, LLC
Starting in 2009 as a Managing General Agency we now hold Surplus Lines licenses in 23 states. We accept submissions from any agent for follow form coverage with limits up to $10 million. Offering Excess Liability Coverage for a variety of industries including Onshore Oil & Gas Extraction, General Contractors, Forestry, Utility Construction, Building Trades Construction, Land Improvement Contractors and Transportation. 

For more information please contact Ashley Tobias.

ProgramEssentials, LLC
Creates, develops and markets insurance programs for specialized groups.  
     Texas Alliance of Energy Producers 
     Texas Propane Gas Association 

For more information please contact Curtis Heptner.

Electrical Safety & Insurance Group, LLC (ESIG)
2013 kicked off with a new program for electrical contractors, offering General Liability/ Business Auto/ Property. This program offers competitive rates, loss control services, safety program review and the potential for a safety group dividend.

For more information and to become a subscriber of ESIG please contact Curtis Heptner


CertEssentials, LLC
Manages certificates of insurance and master service agreements for any risk that utilizes multiple sub-contractors. Most insurance companies require annual master service contracts to verify your subs maintain adequate coverage. We can assist by verifying the sub’s insurance is in force and meets the requirements.

For more information please contact Brenda Odom.